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What Would Happen If You Stopped Paying Bills?
Have you ever found yourself wondering what exactly would happen if you stopped paying bills one month? You could use that money to pay for a nice vacation, start on that big home improvement project,...
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Debit Advice: Ignore the Experts, Stop Using Cash!
A popular debt reduction strategy that is often repeated by the finance celebrities involves putting away the plastic and starting to pay for EVERYTHING with cash. This thought is parroted by...
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Financial Mistakes I’m Thankful I Made
For our U.S. readers, Happy Thanksgiving! I hope you all are enjoying a wonderful day filled with family, friends, turkey, and plenty of pumpkin pie. In the spirit of the holiday, I wanted to...
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Debt Free For the Holidays
Image courtesy of imagerymajestic / FreeDigitalPhotos.net Today, you can find us guest posting over at “Enemy of Debt”. The stories being shared over at EOD are very similar to our own, and the site...
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Budget Like A Rock Star
Thanks to the celebrity-obsessed media, we constantly hear stories of professional athletes who squander their bloated salaries, lottery winners whose winnings are spent before they’re even counted,...
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Paying Off Debt – The Definitive Guide
If you are tired of being in debt and need a lifeline– then this article is for you. In fact, this whole site is for you. Rest assured, I have no intention of making you feel bad for the situation...
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Irregular vs. Emergency Expenses
Emergency funds are for emergencies! An irregular expense that catches you off guard is NOT an emergency; it is a failure to plan. The main difference between an irregular expense (generally meaning...
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Superstition Ain’t The Way…Or Is It?
Last weekend, we went to a friend’s house to hang out and play games. This is our main source of entertainment these penny-pinching, debt-chasing days. I helped my friend clear off the table,...
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If It’s To Be, It’s Up To Me
One of the podcasts that has become part of my regular drive-time rotation is John Lee Dumas’s daily business interview bonanza, “Entrepreneur on Fire“. The host has a series of questions that he...
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Our Aha Moment
We are excited to be part of the Financial Literacy Awareness Carnival, hosted by our friend Shannon Ryan from the Heavy Purse. Shannon asked us to write about our biggest “Aha Moment” when it came to...
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Briefcase Full of Cash
Have you ever found yourself needing a briefcase full of cash? Of course, I am not being literal here. In today’s world, even jewel thieves and other criminals would often prefer to handle their money...
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How Much Do Your Kids Know About Money?
After school on Friday, I asked my 11-year-old if he wanted to help me straighten the house a bit. Our boys get an allowance for going above and beyond their regular duties (keeping their bedroom...
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Habit Creep
The other day, I was browsing one of the fine blogs listed on the right of this page, and they mentioned Dave Ramsey and how his book had a huge impact on their financial habits. Don’t worry, this...
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The Value of Repetition
I read about personal finance every day. A lot of it is the same, the core principles- save, invest, spend wisely, etc- not exactly ground-breakingly novel information. I’ve read at least fifty...
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One at a Time, Zen Master
Oh Leo Baubata, the force behind Zen Habits, I hate to prove you so right, but that is exactly what has happened. I have spent the past six months reading through your archives and being inspired by...
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There’s No Such Thing As a Credit Quick Fix
You couldn’t afford your bills, and the decision to spend your money on something more important was quick. You bought groceries, and you took care of your family. You had legitimate problems paying...
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Is Your Money Mindset Keeping You In Debt?
This morning, while my kids and I were getting ready for the day, my 13-year-old asked me if I’d heard about the new iPhone. Of course I have! I’ve also seen about 10 videos and memes making fun of...
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401k Loans : The Good, The Bad, and the Ugly
Like many folks working in Corporate America, the lynch pin of my retirement planning involves a company sponsored 401k. My company matches 5% for the first 4% that I ante up, so I happily contribute...
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Were We Too Broke to Have Kids?
Our debt payoff story got a little bit of exposure in the press last week, and with the exposure- we started to get a lot of questions about how we got into debt in the first place. We have told that...
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Should You Stop 401K Contributions While Paying Off Debt
Paying off debt is never an easy undertaking. It takes patience, dedication, and sometimes it forces you to make some difficult choices. One of the toughest decisions when developing a debt payoff...
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