Teaching Kids About Money
I remember the day that I realized that I needed to make it a bigger priority to teach my kids about money. I was at the local electronics store playing with the iPads with my ten year old son. “Dad,...
View ArticleSeven Tips to Get Your Personal Finance in Shape
Image Source One does not need to get old and realize the importance of budgeting and maintaining one’s finances. Although when you are younger, you tend to ignore saving up and focus more on buying...
View ArticleMaking Money out of Molehills
At the end of last month, we started to look at money in a completely different way. Here’s some small things that we did to save money here and there. Since I’m still in debt myself, I don’t feel...
View ArticleIt All Starts With Emergency Funds
When we first began our journey out of debt, we had no clue how to get started. So we decided to read every book, magazine, and website that we could find on subject, looking for common threads. The...
View ArticleTrimming the Debt, One Head at a Time
A few days ago, I took my own advice and outed myself to my closest friends and family about our financial situation. I didn’t want to live a lie anymore, pretending that everything was copacetic....
View ArticleTrending the Right Way
There are many parallels between trying to get out of debt and trying to lose weight. Both of them require dedication and patience, basically forcing you to play “the long game”. The quick fixes are...
View ArticleWorking for the Weekend
The song “Working for the Weekend” by Loverboy in 1981 became an anthem of sorts for people who “work to live” but certainly don’t “live to work”. I do agree with the general sentiment of course, we...
View ArticleEvery Extra Dollar Pays Down Your Debt
Are you prepared to make sacrifices and do the nitty gritty to get out of debt once and for all? Climbing out of debt won’t happen by accident, and you aren’t going to win the Powerball. This goal of...
View ArticleHow to Stop Biting Your Nails
My name is Jefferson, and I am a nail biter. Gross, I know. Seriously, I can’t remember the last time that I had to clip my fingernails, going all the way back to my childhood. I don’t know why I have...
View ArticleShortcuts to Financial Freedom
There is no doubt that our push towards financial freedom has been a loooong and sloooow churn. It is funny how our debt can seem to accumulate so quickly when our broken appliances needed to be...
View ArticleHabit Creep
The other day, I was browsing one of the fine blogs listed on the right of this page, and they mentioned Dave Ramsey and how his book had a huge impact on their financial habits. Don’t worry, this...
View ArticleTeaching Kids About Money
I remember the day that I realized that I needed to make it a bigger priority to teach my kids about money. I was at the local electronics store playing with the iPads with my ten year old son. “Dad,...
View ArticleWhat Does Payday Mean to You?
Making more money, saving on expenses, and getting family finances under control. There are many ways to measure our time on this planet: year by year, month by month, iPhone by iPhone. For many...
View ArticleShould You Stop 401K Contributions While Paying Off Debt
Paying off debt is never an easy undertaking. It takes patience, dedication, and sometimes it forces you to make some difficult choices. One of the toughest decisions when developing a debt payoff...
View ArticleIgnore the Experts, Stop Using Cash!
A popular debt reduction strategy that is often repeated by the finance celebrities involves putting away the plastic and starting to pay for EVERYTHING with cash. This thought is parroted by...
View ArticleThe Tortoise and the Hare
What a long and strange trip it has been, friends. In January of 2012, we were living paycheck to paycheck, stuck in a cycle where the majority of our paychecks were being eaten by our debt...
View ArticleTaking the First Step Towards Debt Freedom
It wasn’t all that long ago that Michelle and I had over twenty thousand dollars in credit card debt. During the years that we lived in that reality, I did my best to pretend like the debt wasn’t...
View ArticleTomorrow
“Never leave that till tomorrow which you can do today.” -Benjamin Franklin Back when we were buried deep in debt, people would often ask us why we waited so long to start getting our finances in...
View ArticleHouse Hunting Dealbreakers
via ListingBook One of my wife ‘s favorite channels is HGTV, and it seems like they are always airing a show called “House Hunters”. In this show, a couple tours three different homes, talks about the...
View ArticleSigns Your Debt is Stressing You Out and Ways to Resolve it
Dealing with debt is never fun. Essentially it is dealing with the fact that you owe someone money. In many cases, the money you owe is not something you can easily afford to pay back. Whether your...
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