Habit Creep
The other day, I was browsing one of the fine blogs listed on the right of this page, and they mentioned Dave Ramsey and how his book had a huge impact on their financial habits. Don’t worry, this...
View ArticleShortcuts to Financial Freedom
There is no doubt that our push towards financial freedom has been a loooong and sloooow churn. It is funny how our debt can seem to accumulate so quickly when our broken appliances needed to be...
View ArticleHow to Stop Biting Your Nails
My name is Jefferson, and I am a nail biter. Gross, I know. Seriously, I can’t remember the last time that I had to clip my fingernails, going all the way back to my childhood. I don’t know why I have...
View ArticleEvery Extra Dollar Pays Down Your Debt
Are you prepared to make sacrifices and do the nitty gritty to get out of debt once and for all? Climbing out of debt won’t happen by accident, and you aren’t going to win the Powerball. This goal of...
View ArticleWorking for the Weekend
The song “Working for the Weekend” by Loverboy in 1981 became an anthem of sorts for people who “work to live” but certainly don’t “live to work”. I do agree with the general sentiment of course, we...
View ArticleTrending the Right Way
There are many parallels between trying to get out of debt and trying to lose weight. Both of them require dedication and patience, basically forcing you to play “the long game”. The quick fixes are...
View ArticleTrimming the Debt, One Head at a Time
A few days ago, I took my own advice and outed myself to my closest friends and family about our financial situation. I didn’t want to live a lie anymore, pretending that everything was copacetic....
View ArticleIt All Starts With Emergency Funds
When we first began our journey out of debt, we had no clue how to get started. So we decided to read every book, magazine, and website that we could find on subject, looking for common threads. The...
View ArticleMaking Money out of Molehills
At the end of last month, we started to look at money in a completely different way. Here’s some small things that we did to save money here and there. Since I’m still in debt myself, I don’t feel...
View ArticleTeaching Kids About Money
I remember the day that I realized that I needed to make it a bigger priority to teach my kids about money. I was at the local electronics store playing with the iPads with my ten year old son. “Dad,...
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